Terms of Service

Effective Date: January 1, 2025 | Last Updated: July 31, 2026

1. Agreement to Terms

By accessing or using the services provided by AKS Insurance & Taxes LLC ("AKS Insurance," "we," "us," or "our"), including our website at aksinsuranceagency.net, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services

AKS Insurance & Taxes LLC provides commercial insurance brokerage services, specializing in General Liability and Worker's Compensation insurance for construction contractors. We operate across all 50 states with physical agency locations in Texas.

3. SMS/Text Messaging Program

Program Description: AKS Insurance & Taxes LLC offers an SMS messaging program to provide customers with appointment confirmations, policy renewal reminders, quote follow-ups, customer service communications, and occasional promotional offers related to insurance products and services.

Message Types: By opting in to our SMS program, you may receive the following types of messages:

Message Frequency: Message frequency varies based on your interactions with us. Typically, you may receive 2-5 messages per month. During active quote or policy processes, frequency may temporarily increase.

4. SMS Opt-Out Instructions

To stop receiving text messages from AKS Insurance at any time, reply STOP to any message you receive from us. You will receive a one-time confirmation message that you have been unsubscribed. After opting out, you will no longer receive SMS messages from us unless you opt in again.

You may also opt out by:

5. SMS Help & Support Contact Information

For help or questions about our SMS program, reply HELP to any message, or contact us directly:

6. Message & Data Rates Disclosure

Message and data rates may apply. Standard messaging and data rates from your wireless carrier may apply to messages sent and received. AKS Insurance is not responsible for any charges incurred from your mobile carrier. Please contact your wireless carrier for details about your text messaging plan and any applicable fees.

7. Carrier Liability Disclaimer

Wireless carriers are not liable for any delays, failures, or errors in the delivery of any SMS messages or the content of such messages. AKS Insurance & Taxes LLC, its affiliates, and wireless carriers shall not be liable for any damages arising from or related to the SMS messaging program, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

Carriers participating in this program include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major U.S. wireless carriers. Carrier participation is subject to change without notice.

8. Age Restriction

You must be at least 18 years of age to use our SMS messaging service and all services provided by AKS Insurance & Taxes LLC. By opting in to receive text messages, you confirm that you are 18 years of age or older. If we discover that a user is under 18, we will immediately terminate their participation in the SMS program.

9. Consent

By providing your phone number and opting in to our SMS program, you expressly consent to receive recurring automated text messages from AKS Insurance & Taxes LLC at the phone number provided. Consent is not a condition of purchase of any goods or services. You may revoke consent at any time by texting STOP.

10. Privacy

Your privacy is important to us. We do not sell, rent, or share your phone number or personal information with third parties for marketing purposes. For complete details on how we collect, use, and protect your information, please review our Privacy Policy.

11. Limitation of Liability

AKS Insurance & Taxes LLC provides services on an "as is" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of information provided through our services or SMS communications. Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding any claim.

12. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the updated terms.

13. Governing Law

These Terms of Service are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Dallas County, Texas.

14. Contact Information

AKS Insurance & Taxes LLC